The Free Enterprise Institute
                                    (FEI) 
                                    Online
                                        Course License Agreement, Subscription Agreement, and Software License
                                        Agreement. 
                                    BY CLICKING ON THE “I AGREE” OPTION
                                        BELOW, YOU BECOME A PARTY TO THIS AGREEMENT AND AGREE TO BE BOUND BY ALL OF ITS
                                        TERMS.  IF YOU DO NOT AGREE TO
                                        THE TERMS OF THIS AGREEMENT, DO NOT CLICK THE “I AGREE” OPTION, AND DO NOT USE
                                        THE SOFTWARE. 
                                    1. GRANT OF SOFTWARE LICENSE. 
                                    1.1.
                                        Grant.  Subject to the terms
                                        and conditions set forth in this Agreement, inEntertainment, inc. (“Licensor”)
                                        hereby grants you (the subscriber) a nonexclusive, nontransferable license in
                                        the FEI Player Software (“Software”).  You may use the Software
                                        subject to the terms and conditions of this License for your educational
                                        purposes only.  You may copy the
                                        Software for archival purposes only, and any copy you make must retain all of
                                        the original copyright and trademark notices. 
                                    1.2.
                                        Software License Restrictions.  Except as specifically granted
                                        in this Agreement, Licensor owns and retains all right, title, and interest in
                                        the Software, and any and all related materials.  This Agreement does not
                                        transfer ownership rights of any description in the Software, or any related
                                        materials, to you or any third party.  You may not reproduce or
                                        install the Software without the express written consent of Licensor, except for
                                        bona fide data backup.  You may
                                        not modify, reverse engineer, or decompile the Software, or create derivative
                                        works based on the Software. 
                                        You may not distribute the Software to any persons or entities.  You may not sell the
                                        Software to any person or make any other commercial use of the Software.  You must retain all
                                        copyright and trademark notices on the Software and take other necessary steps
                                        to protect Licensor’s intellectual property rights. 
                                    2. THE PARTIES OBLIGATIONS 
                                    2.1. FEI’s Obligations. FEI’s principal
                                        obligation under this Agreement is to deliver any online course (or any portion
                                        thereof) for which you have paid the tuition. We also have some ancillary
                                        obligations for the following: 
                                    a)
                                        Courses that have ongoing qualification requirements (sections 4.3
                                        through 4.6 and 5.3 through 5.6) 
                                    b)
                                        Providing software updates as needed (section 3.2) 
                                    c)
                                        Providing limited technical support (section 3.7) 
                                    d)
                                        Providing limited course content support (section 3.8) 
                                    e)
                                        Communications regarding your subscription (as specified in the relevant
                                        sections of this Agreement) 
                                    f)
                                        Certain refund obligations pursuant to the guarantee or certain subscription
                                        cancellations or termination 
                                    g)
                                        Honor all other terms of this Agreement. 
                                    2.2. Subscriber’s Obligations. You (the
                                        subscriber) have certain obligations under this Agreement: 
                                    a) Use
                                        the most recent version of the FEI Player application to play the course(s) (see
                                        section 3.2). 
                                    b)
                                        Adhere to the default course schedule (one session per two weeks, minimum
                                        frequency); you may play sessions with greater frequency, but any frequency less
                                        than one session per two weeks will cause your subscription to become
                                        inactive. 
                                    c)
                                        Reactivate your subscription within the allotted time if you allow it to become
                                        inactive (see section 3.10). 
                                    d) Be
                                        responsive to notices and other communications (see section 3.14). 
                                    e)
                                        Honor all other terms of this Agreement. 
                                    2.3. Acceptance of Enrollments. FEI is under
                                        no obligation whatsoever to accept any enrollment in any course. Enrollments are
                                        accepted by FEI on the basis of a prospective enrollee’s qualifications.
                                        Qualification for enrollment is solely determined by FEI, and is not subject to
                                        appeal or dispute by any subscriber or prospective subscriber. The general
                                        qualifications for enrollment in FEI courses are: 
                                    •
                                        Curiosity 
                                    •
                                        Rationality 
                                    •
                                        Aspiration 
                                    •
                                        Intellectual honesty 
                                    FEI
                                        may, at its discretion, apply additional qualification criteria based on the
                                        rational and moral principles taught in FEI courses. FEI does not consider race,
                                        religion, color, creed, sexual preferences, marital or parental status, or
                                        physical disabilities in the qualification process. However, because the course
                                        content is presented in an audio/visual format, FEI has no ability to
                                        accommodate persons with severe visual or auditory impairments that the
                                        audio/visual format naturally precludes. Due to the nature of the course
                                        content, prospective enrollees must be at least 18 years of age. FEI may make
                                        special provision for younger subscribers under certain special
                                        circumstances. 
                                    3. USE OF SOFTWARE AND CONTENT. 
                                    3.1. Software Use Restrictions.  Use of this software is
                                        intended only for the courses and sessions that you have been approved to take
                                        by FEI. 
                                    3.2. Software Updates. We will update the
                                        software from time to time as needed for maintenance, security, and performance
                                        or feature enhancements. We will notify you whenever an updated version of the
                                        “FEI Player” software application is available. You are obligated to install and
                                        use the most recent version of the software under this Agreement. Failure to do
                                        so may compromise the security of your computer, interfere with your ability to
                                        play or view the course content, or interfere with our ability to deliver the
                                        course content. Your failure to use the most recent version of the software may
                                        result in the cancellation or termination of your subscription. 
                                    3.3. Content Ownership and Copyright. Any
                                        course to which you subscribe is a product of the Free Enterprise Institute
                                        (FEI), and is the intellectual property of Andrew J. Galambos (AJG), whose
                                        proprietary interests are represented by The Andrew J. Galambos and Suzanne J.
                                        Galambos Natural Estates Trust (“the Trust” or “AJGNET”). Your subscription to a
                                        course does not constitute a transfer of any copyright or ownership rights to
                                        you for any of its content. In no case, whether specified by law or interpreted
                                        by the jurisdiction of courts, shall the moral ownership of any portion of the
                                        course content (as established by the fact of authorship), be transferred to
                                        subscriber under this or any successor Agreement. All course content is
                                        ©Copyright (year) – The Andrew J. Galambos and Suzanne J. Galambos Natural
                                        Estates Trust or The Free Enterprise Institute. (The year of copyright
                                        declaration for any given course is specified in the end titles of Part B of
                                        every session of the course.) 
                                    3.4. Content Use Restrictions.   Your use of the content of the
                                        course is governed by sections 3.4.1 through 3.4.7, which sections specify the
                                        proprietary rights reserved by FEI in the administration and disposition of the
                                        intellectual property in the course, including all course materials. 
                                    3.4.1. Playback.  Playback of sessions is only
                                        allowed from the original computer on which you initially installed the FEI
                                        software and cannot be transferred to another computer without permission from
                                        the Online Course Manager. Playback of courses and sessions is limited to those
                                        subscribers with paid tuition. You may not play any session or part of any
                                        session for another individual. You may not disclose your login password or user
                                        password to any other person. It is your responsibility to make certain that no
                                        one else has access to this course while the software is installed on your
                                        computer. Playback of courses and sessions for other individuals or groups
                                        without express written permission from FEI is a violation of this agreement and
                                        may result in early termination of your subscription. 
                                    3.4.2. Personal Notes. Your subscription
                                        to this course entitles you to hear and view the course presentation and take
                                        written or electronic notes on the content for your personal use only.
                                        You are not permitted to make audio, video, photographic, or other copies of any
                                        course or any portion of any course. The notes and the media upon which they are
                                        written or stored by you are your property; however, any of the intellectual
                                        property that is contained in such notes that is the unique, original
                                        intellectual property of AJG shall remain the property of AJG. Your possession
                                        of that property under this Agreement does not constitute a transfer of any
                                        ownership rights or copyright to you. 
                                    3.4.3. Disclosure and Publication.  You may not disclose or in any
                                        way publish any part of the unique, original content of any FEI course without
                                        the explicit written permission of FEI. Such methods of disclosure include
                                        written, printed, or electronic disclosures of any kind, including disclosure
                                        via text (pamphlets, books, essays, monographs…etc.), audio recordings, graphic
                                        images, or any other form or method that is currently extant or that might be
                                        developed in the future. Such methods also include postings to Internet blogs,
                                        social networking media (such as Facebook® or Twitter®), emails, or discussion
                                        groups not currently authorized or sponsored by FEI.  
                                    In any
                                        case, any such disclosure of the content of any courses that results in
                                        disclosure to any individuals who are not currently enrolled in those courses as
                                        subscribers under the terms of this Agreement or any predecessor or successor
                                        Agreement constitutes “publication” under this section 3.4.3 and will result in
                                        the immediate termination of your subscription under section 6.2 of this
                                        Agreement. 
                                    3.4.4. Teaching the Course Content.  You may not explain,
                                        clarify, interpret, or otherwise
                                        “teach” the content of this or any other FEI course to any individuals or groups
                                        without an explicit written agreement between you and FEI. The right to teach
                                        the course content, to authorize the teaching of that content, or to provide
                                        support for interpretation or comprehension of that content is reserved
                                        exclusively to FEI and authorized FEI staff and support associates by the owner
                                        of the intellectual property (AJGNET). 
                                    3.4.5. Communications Between Subscribers.  FEI encourages subscribers of
                                        FEI courses to communicate with each other regarding the course content in
                                        private or FEI-sponsored communications that do not violate any of the
                                        provisions of this agreement, especially sections 3.4.3, 3.4.4, 3.5.3, and
                                        3.6.  
                                    This
                                        section 3.4.5 also covers communications between subscribers and qualified
                                        graduates. The term “qualified graduate” of an FEI course refers to subscribers
                                        who have successfully completed the online version of that course—especially
                                        V-50DD or V-201DD—or who have otherwise been explicitly determined by current
                                        FEI staff to be qualified graduates.  
                                    Please
                                        note that FEI students who attended earlier live or tape presentations of FEI
                                        courses do not necessarily or automatically qualify as graduates. Attendance at
                                        course lectures does not ensure comprehension of their content, or the ability
                                        to apply the principles they teach. FEI reserves the exclusive right to
                                        determine whether an individual is a qualified graduate. 
                                    3.4.6. Promotion.  Notwithstanding the constraints
                                        of sections 3.4.3, 3.4.4, 3.4.5, 3.5.3, and 3.6, FEI encourages you to engage in
                                        private discussions whose purpose is to promote FEI courses by stimulating
                                        curiosity and questions about subjects explained in FEI courses as part of the
                                        process of qualifying individuals for enrollment in those courses. Effective
                                        methods for promoting the courses within the spirit of this Agreement are
                                        covered in the courses themselves. Additional information is available from  info@fei-ajg.com.
                                     
                                    3.4.7. Course Materials.  Certain FEI courses may be
                                        supplemented by additional course content items that are not included within the
                                        body of the online audio-visual (video) course presentation that you will view
                                        and hear in the FEI Player application. Such additional course materials may
                                        include but are not limited to the following items, which may take the form of
                                        online forms, PDF* documents or other electronically distributed content, or
                                        other forms of communication or distribution: 
                                    *NOTE: PDF                                                                                    = Portable Document Format. If an                                                                                    instruction from FEI specifies that                                                                                    you must download a PDF file and                                                                                    open it in Adobe Reader, you must                                                                                    follow that instruction. Many of                                                                                    the PDFs in the FEI system have                                                                                    interactive features that will not                                                                                    work when opened in a browser. If                                                                                    you don’t already have Adobe Reader                                                                                    installed, it’s a free download                                                                                    at
                                        http://get.adobe.com/reader/.  
                                    • Course
                                        Completion Checklist – Some FEI courses provide a “Course Completion
                                        Checklist” that enables subscribers to manage their own progress through the
                                        course. 
                                    • Study
                                        Guides – FEI may make available to you various study guides that focus your
                                        attention on key points that will aid your comprehension of the course
                                        content.  
                                    • Comprehension
                                        Test Questionnaires – Certain courses (such as V-50DD and V-201DD) may
                                        require your completion of comprehension tests as a part of the ongoing
                                        qualification process (e.g., see sections 4.3 and 5.3). 
                                    • Other
                                        Resources – At the time of preparation of this Agreement, FEI is developing
                                        and may continue to develop other resources to assist you in your study of the
                                        course content. Such resources may include any of the following: 
                                    o
                                        Personal consultations and communications via phone, email, or Internet
                                        conferencing 
                                    o Other
                                        proprietary information resources  
                                    The
                                        contents of all FEI course materials and communications are covered by a
                                        “proprietary notice” under this Agreement, which means that they are proprietary
                                        in nature and are covered by the applicable content ownership and copyright
                                        terms of section 3.3, and the applicable content use restriction terms of
                                        sections 3.4.1 through 3.4.4. Where such course materials are documents
                                        (including but not limited to PDFs or other documents transmitted
                                        electronically), they may include specific proprietary notices contained in the
                                        body of the document. 
                                    To the
                                        extent that your use of such course materials results in your creation of notes,
                                        questionnaire responses, communications, or other content that is uniquely your
                                        own, such content shall remain your intellectual property. You may use any of
                                        that property in any way that is consistent with the terms of this Agreement;
                                        however, you may not use it in any way that constitutes a violation of
                                        any of the proprietary rights of FEI or The Andrew J. Galambos and Suzanne J.
                                        Galambos Natural Estates Trust as defined by this Agreement. Specifically, you
                                        may not use it in any way that constitutes a disclosure or publication as
                                        defined in section 3.4.3. 
                                    3.5. Purposes of the Courses.  The generalized purpose of
                                        FEI courses is to provide individuals with knowledge tools that will equip them
                                        to create constructive, profitable applications of the principles taught in the
                                        courses. That profitability includes financial gain, but also includes
                                        stabilized, durable personal, business, and social relationships that enhance
                                        your long-term security. FEI’s specific intentions regarding the purposes of
                                        courses V-50DD and V-201DD are listed in sections 3.5.1 through 3.5.3.
                                     
                                    3.5.1. To assist you, the subscriber, in
                                        expanding your understanding of volitional science in general and primary
                                        property theory in particular (“AJG’s theory”) 
                                    3.5.2. To use that improved understanding
                                        in morally (i.e., contractually) applying AJG’s theory 
                                    3.5.3. The purpose of the courses is not
                                        to motivate you to take any of the following actions: 
                                    • “Get
                                        the theory out there”; as emphasized by AJG in numerous FEI courses, it is not
                                        necessary to reach the masses in order to effect the most durable, constructive
                                        societal changes. The methods by which you can achieve such changes are covered
                                        in the course content. 
                                    •
                                        Support or oppose any political party or candidate, or become involved in
                                        political action of any kind 
                                    3.6. Licensure.  Your tuition covers the
                                        disclosure of the content of the course to you. The tuition does not
                                        cover the authorship, publication rights, or use of these ideas without
                                        appropriate contractual licensure, as specified by primary property theory. Any
                                        usage requires your negotiation of an NRD usage license with the Trust, as
                                        described in Course V-201DD. However, FEI is not a licensing agency. Proposals
                                        for licensed usage must be submitted directly to the Trust. The Trust will not
                                        accept, review, or consider any proposals for licensed usage from any subscriber
                                        who is not a qualified graduate of an FEI-approved version of Course V-201.
                                        Proposals from qualified V-201 graduates must conform to the specifications for
                                        licensed NRD usage detailed in Course V-201DD. FEI has the exclusive right to
                                        make a determination as to a graduate’s qualifications, and such determination
                                        is not subject to dispute by any current or former FEI student, past associate,
                                        course enrollee, graduate, or subscriber, except as provided by contract with
                                        FEI or AJGNET.  
                                    3.7. Technical Support. FEI will provide
                                        limited technical support for delivery of the course content to all subscribers
                                        as specified in section 3.9.  
                                    3.8. Course Content Support. FEI provides
                                        courses designed for self-education. We provide enough resources within the
                                        course and its supporting materials to enable any truly motivated subscriber to
                                        understand the course content. Nevertheless, we understand that new ideas often
                                        require some assimilation time, and that support from those who already
                                        understand those ideas can greatly accelerate your comprehension. Therefore, FEI
                                        offers course content support to varying degrees depending on the course. For
                                        example, V-50DD and V-201DD have ongoing qualification requirements, and
                                        therefore require more support. Courses like V-111DD do not have such
                                        requirements, and therefore require less support, which typically can be
                                        provided in a single post-course support session. Sections 3.8.1 through 3.8.3
                                        provide additional detail regarding course content support. 
                                    3.8.1. Comprehensive Support. We provide
                                        limited “comprehensive” support for the V-50DD and V-201DD course content as
                                        specified in sections 4.3 and 5.3. Comprehensive
                                        support is included in the tuition for each module of V-50DD and V-201DD.  
                                    3.8.2. Advanced Support.  In some cases, advanced support
                                        may be available to subscribers who desire more intensive personalized support
                                        to increase their comprehension of the course content, especially those who
                                        intend to develop successful, profitable applications of FEI courses. 
                                    The
                                        availability of advanced support depends upon subscriber demand, and the
                                        availability of qualified FEI support associates. Therefore, FEI cannot
                                        guarantee that advanced support will be available to every subscriber. Please
                                        see the FEI website for information about the
                                        availability of advanced support. 
                                    3.8.3. Support Limitations.  FEI will endeavor to provide
                                        support for your comprehension as specified in sections 3.8, 4.3, and 5.3.
                                        However, FEI is not a consulting service for applications development. Please
                                        see sections 4.6 and 5.6 for additional information.  
                                    Please
                                        note that FEI does not provide answers to questions that are answered within the
                                        courses themselves. For example, in most cases, questions that you might ask in
                                        V-50DD are either answered later in the course, or are answered in V-111DD,
                                        V-201DD, or in more advanced courses. Under no circumstances do you have any
                                        right under this Agreement to demand that FEI provide you with clarification,
                                        interpretation, revision, or explanation of the course content beyond the scope
                                        of the course materials or the course syllabus. 
                                    3.9. Service Interruptions.  FEI does not maintain its own
                                        data servers and “Internet pipeline” infrastructure for storage and access to
                                        FEI digital course content. Those services are contracted by FEI to reliable
                                        third parties who meet FEI’s requirements for proprietary security.
                                        Nevertheless, such services are not under FEI’s direct control on a 24/7 basis.
                                        Service interruptions might occur during the subscription period for reasons
                                        beyond FEI’s immediate and direct control. If you are experiencing connection
                                        difficulties you can contact support personnel via an e-mail request to  support@fei-ajg.com. In the
                                        event FEI cannot provide you with access to any sessions of the course due to
                                        circumstances beyond its control, FEI will offer you the following options
                                        specified in sections 3.9.1 through 3.9.3, subject to the stipulation in
                                        paragraph 3.9.4 in the event of catastrophic interruption of service. It is your
                                        obligation to specify which one of the three options you prefer. 
                                    3.9.1. Refund for Service
                                        Interruptions.  FEI will pay
                                        you a pro-rata refund for those sessions of the course not heard by you,
                                        calculated at the per session rate of the subscriber’s tuition divided by the
                                        number of sessions in the course. Your subscription will be canceled by FEI upon
                                        payment of the refund. 
                                    3.9.2. Credit for Service
                                        Interruptions.  FEI will
                                        credit your customer account for the unheard sessions calculated as specified in
                                        paragraph 3.9.1 (above). You may apply the credit toward the tuition for other
                                        courses, or toward the purchase of other FEI products and services. Your
                                        subscription will be canceled by FEI upon issuance of the credit. 
                                    3.9.3. Delay Pending Restoration of
                                        Access. You may delay your continued hearing of the course until such time
                                        as FEI is able to restore access. If the delay before access is restored extends
                                        more than one week, FEI will adjust the default course schedule accordingly. In
                                        this case, FEI will provide you with monthly e-mail updates on the status of
                                        restoration of access. As compensation for the temporary loss of access, FEI
                                        will credit your customer account at the rate of 1% of your tuition per month
                                        (0.0333% per day) of lost access, calculated from the time of lost access to the
                                        time of restored access, rounded to the nearest whole day. You may apply the
                                        credit toward the tuition for other courses, or toward the purchase of other FEI
                                        products and services. 
                                    3.9.4. Cancellation Due To Loss of
                                        Services. In the event of a catastrophic loss of infrastructure services due
                                        to acts of war, natural disasters, social upheaval, or other conditions outside
                                        of FEI’s control, FEI reserves the right to cancel the subscriptions of all
                                        subscribers affected by such conditions and refund a pro-rata portion of the
                                        tuition for all course sessions not yet heard by the subscriber. FEI’s right to
                                        cancel such subscriptions supersedes subscriber’s right to select one of the
                                        options in paragraphs 3.9.1 through 3.9.3. In the event such infrastructure
                                        services are restored, FEI may, at its option, restore such canceled
                                        subscriptions upon subscriber’s payment of the same pro-rata portion of the
                                        tuition based on the amount of the full-course tuition at the time of
                                        restoration.  
                                    3.10. Inactive Subscriptions. As specified
                                        in the FEI Online Course Manual, any session you’re currently playing will be
                                        available for a two-week period. If you do not complete the session within the
                                        two-week period, the session availability will expire, and your subscription
                                        will become inactive. Within one month after expiration, FEI will send you a
                                        reactivation notice. You may reactivate your subscription at no charge within 30
                                        days of the date of the notice. FEI will send a second notice 30 days after the
                                        first notice. At that point you may reactivate your subscription by paying a
                                        $20.00 reactivation fee within 30 days following the date of the second
                                        notice.  
                                    FEI
                                        reserves the right to cancel any subscription that remains inactive for more
                                        than 60 days following the date of the first notice. Such cancellation will not
                                        be subject to refund of your tuition, and shall be subject to the provisions of
                                        paragraph 3.14.4.  
                                    3.11. Discontinuation/Cancellation of
                                        Subscription. Either you or FEI may cancel your subscription as specified in
                                        sections 3.11.1 and 3.11.2, respectively. Cancellation of your subscription by
                                        you or by FEI under any provision of this Agreement does not release you from
                                        the proprietary constraints with regard to FEI’s intellectual property as
                                        specified in sections 3.3 through 3.6. 
                                    3.11.1. Cancellation by Subscriber. You
                                        may elect to discontinue your enrollment at any time during the course. However,
                                        if you elect to discontinue your enrollment before you have heard every session
                                        of the course, you will void the standard guarantee and forfeit the tuition for
                                        any sessions you have not played. For courses with “step sequence” subscription
                                        plans (for example, V-50DD and V-201DD), discontinuation of your enrollment
                                        before completion of any module will void the guarantee for that module and
                                        forfeit the tuition for any sessions you have not played. (See section
                                        4.5.) 
                                    3.11.2. Cancellation by FEI. FEI may
                                        cancel your enrollment at any time if any of the following conditions are
                                        true:  
                                    a) You
                                        are in violation of any part of this Agreement. 
                                    b) You
                                        make demands upon FEI or any of its staff that exceed the products or services
                                        we are obligated to deliver under this Agreement (see section 2.1) 
                                    c) You
                                        satisfy any of the conditions in section 6.2 under “Termination for
                                        Cause”. 
                                    If FEI
                                        cancels your enrollment, our decision is final and is not subject to dispute by
                                        you or anyone else on your behalf. We will notify you of the cancellation and
                                        will refund a pro-rata portion of your tuition for any sessions you have not
                                        played in whole or in part, except as stipulated in section 3.10 for inactive
                                        subscriptions. 
                                    3.12. System Requirements.  It is your obligation to
                                        determine whether your computer system and Internet connection meet the minimum
                                        system requirements as detailed in the FEI Online Course Manual. The manual will
                                        be available to you via a hyperlink that you will receive from FEI following
                                        receipt of your tuition. Those requirements are also available from FEI via
                                        e-mail request to  support@fei-ajg.com.
                                     
                                    3.13. Standard Guarantee.  FEI guarantees your satisfaction
                                        under the following “standard guarantee”, which applies to all FEI courses
                                        except Courses V-50DD and V-201DD. (Those courses are covered by separate
                                        guarantees in sections 4.5 and 5.5, respectively.)  
                                    The
                                        Standard Guarantee: If, after hearing every session of this course in its
                                        entirety, you do not agree that the course was worth your tuition, FEI will
                                        refund your tuition in full, subject to the conditions in sections 3.13.1 and
                                        3.13.2. 
                                    3.13.1. If the reason for your
                                        dissatisfaction pertains to the content of the course, you are under no
                                        obligation to state any reason for invoking the guarantee. You may communicate
                                        such reasons to FEI if you wish, but it is not a requirement of the standard
                                        guarantee. This condition is consistent with FEI’s past guarantee policy. For
                                        the purposes of this guarantee, “content” means any of the ideological or
                                        intellectual content. “Content” does not include the duration or format of the
                                        course presentation. 
                                    3.13.2. If the reason for your
                                        dissatisfaction pertains to any aspect of the online course other than
                                        its content, FEI respectfully requests that you submit in writing a reasoned
                                        explanation as to why you do not believe you received value commensurate with
                                        the tuition. This condition represents a change from past FEI policy, which
                                        previously did not request any explanation for a customer’s dissatisfaction with
                                        the course. The current policy aims to improve FEI online course delivery
                                        services through our valued customers’ market feedback on aspects of FEI courses
                                        other than their content. 
                                    All
                                        refund requests should be submitted via e-mail to  support@fei-ajg.com. The
                                        guarantee shall be effective for a period of thirty (30) days following the date
                                        on which you complete the last session of the course. 
                                    3.14. Responsibility For Communication. FEI
                                        assumes full responsibility for its obligations to communicate with the
                                        subscriber in fulfillment of all FEI requirements under this Agreement, and we
                                        expect the subscriber to accept the same responsibility for fulfillment of all
                                        subscriber requirements. That responsibility includes the following
                                        communication requirements, as specified in paragraphs 3.14.1 through
                                        3.14.4. 
                                    3.14.1. Contact Information. Subscriber
                                        will ensure that FEI has all current contact information necessary to effect
                                        expeditious communications regarding this Agreement. 
                                    3.14.2. Method of Communication. All
                                        communications under this Agreement shall be via e-mail unless the subscriber
                                        specifies telephone communication as the preferred method. The use of other
                                        communication methods is subject to mutual agreement between FEI and the
                                        subscriber. 
                                    3.14.3. Mail Filters. Subscriber shall
                                        ensure that all spam filters, junk mail filters, or other mail filtering methods
                                        are configured to pass all messages from the fei-ajg.com domain to the
                                        subscriber’s mail inbox. 
                                    3.14.4. Notifications and
                                        Acknowledgments. In the case of e-mail communications, all FEI e-mail
                                        messages automatically request a receipt acknowledgment. Likewise, FEI uses a
                                        mail client that supports message-displayed receipt requests. If you do not use
                                        a mail client that supports message-displayed receipts, we will assume that you
                                        have received and displayed all messages we send. If a message from FEI requires
                                        a response or other acknowledgment, we will specify the required acknowledgment
                                        in the message, usually within a specified time frame. If you do not provide the
                                        requested acknowledgment or otherwise respond within the specified time frame,
                                        your subscription in the relevant course(s) shall stand suspended for a period
                                        of 30 days, after which FEI will cancel your subscription unless you have
                                        requested a reactivation as specified in section 3.10. In the event your
                                        subscription is canceled under this paragraph 3.14.4, the continuing obligations
                                        specified or referenced in section 6.1.1 regarding the proprietary rights of
                                        FEI, Licensor, and any other service providers specified or referenced in this
                                        Agreement shall still apply. 
                                    3.14.5. Interpretation of This
                                        Agreement. Subscriber assumes full responsibility for communicating with FEI
                                        regarding all matters of interpretation of this Agreement. If you have any
                                        questions regarding the meaning or implementation of any provision or aspect of
                                        this Agreement, please address all such questions to support@fei-ajg.com.
                                     
                                    4. ADDITIONAL TERMS APPLICABLE TO COURSE V-50DD  
                                    (NOTE:
                                        If you are subscribing to V-201DD, please go to Section 5. If you are not
                                        subscribing to either V-50DD or V-201D, please go to Section 6.) 
                                    For
                                        reasons that are mentioned in V-50DD and covered in depth in V-201DD, certain
                                        contractual terms necessarily apply to the disclosure of the content of those
                                        courses. This Section 4 covers the specific terms applicable to V-50DD
                                        subscribers. 
                                    4.1. V-50DD Course Structure and Tuition Schedule.
                                        V-50DD is a 19-session course presented in four modules with a “step sequence”
                                        subscription plan. The sequence is described in section 4.1.1. The tuition
                                        schedule is in section 4.1.2. 
                                    4.1.1. Structure of the Course. The
                                        structure of the four V-50DD modules is as follows: 
                                    •
                                        Module 1: Sessions 1–3 (7.4 hours) 
                                    •
                                        Module 2: Sessions 4–6 (7.9 hours) 
                                    •
                                        Module 3: Sessions 7–12, Workshop Session 1 (19.3 hours) 
                                    •
                                        Module 4: Sessions 13–16, Workshop Sessions 2 and 3 (15.4 hours) 
                                    Advancement
                                        from each module to the next requires payment of the next module’s tuition and
                                        completion of the applicable ongoing qualification requirements (see section
                                        4.3). 
                                    4.1.2. Tuition Schedule. All subscribers
                                        pay the full tuition for Module 1. After Module 1, the tuition schedule includes
                                        discounted fees for graduate repeat enrollments (GRE) and additional family
                                        members (AFM) where one family member has paid the full tuition. 
                                    
                                        
                                        
                                             | 
                                            Full
                                                Tuition  | 
                                            GRE
                                              | 
                                            AFM
                                              | 
                                         
                                        
                                            Module
                                                1:  | 
                                            $100.00  | 
                                            $100.00  | 
                                            $100.00  | 
                                         
                                        
                                            Module
                                                2:  | 
                                            $100.00  | 
                                            $50.00  | 
                                            $50.00  | 
                                         
                                        
                                            Module
                                                3:  | 
                                            $200.00  | 
                                            $100.00  | 
                                            $100.00  | 
                                         
                                        
                                            Module
                                                4:  | 
                                            $200.00  | 
                                            $100.00  | 
                                            $100.00  | 
                                         
                                        
                                     
                                     
                                    4.2. Initial Qualification. The prerequisites
                                        for initial subscription to V-50DD are curiosity, rationality, intellectual
                                        honesty, acceptance of the FEI Online Course License Agreement, Subscription
                                        Agreement, and Software License Agreement ("the License Agreement"),
                                        completion of the V-50DD enrollment form,
                                        payment of the Module 1 tuition, and final approval of your enrollment by
                                        FEI. 
                                    Most
                                        new enrollments are approved by FEI; however, FEI reserves the right to reject
                                        any enrollments by subscriber candidates whom FEI deems unqualified for
                                        enrollment for any of the causes specified in section 6.2. Such candidates are
                                        disqualified from enrollment in any FEI course. 
                                    4.3. Ongoing Qualification. The course content
                                        is sequential; that is, your comprehension of the later content depends on your
                                        understanding of the earlier content. It is neither in your interest nor in
                                        FEI’s interest for any subscriber to misunderstand the course material. We
                                        presume that you wouldn’t be taking the course if you weren’t interested in
                                        understanding it. We can guarantee your satisfaction, but we can’t guarantee
                                        your comprehension. 
                                    To
                                        assist subscribers in ensuring their own understanding of the course material,
                                        FEI uses comprehension tests based on the course content. The purpose of the
                                        tests is to help subscribers measure their understanding, and thereby ensure
                                        that they are qualified to advance through the syllabus and curriculum. In that
                                        way subscribers can build their continuing comprehension of the course material
                                        on a more solid foundation. 
                                    All
                                        V-50DD subscribers must complete ongoing qualification to advance through the
                                        course, or to advance to subsequent courses with a V-50DD prerequisite. The
                                        ongoing qualification process for V-50DD requires that each subscriber complete
                                        a comprehension test in accordance with the following schedule: 
                                    • After
                                        Module 1, as qualification for advancement to Module 2 
                                    • After
                                        Module 2, as qualification for advancement to Module 3 
                                    • After
                                        Module 3, as qualification for advancement to Module 4 
                                    • After
                                        Module 4, as qualification for advancement to any other course with a V-50DD
                                        prerequisite 
                                    Each
                                        test must be completed within 15 days following completion of the last session
                                        in the preceding module before you can move on to the next module. For example,
                                        if you complete Module 1 (Session 3) on November 14, you must complete the
                                        corresponding test on or before the following November 29. 
                                    FEI
                                        will make the test questions available to subscribers at the beginning of each
                                        module via a download link in the V-50DD Course Completion Checklist. The tests
                                        will be the equivalent of an “open-book test”, wherein the purpose of the test
                                        questions is to check your understanding, not to determine whether you can
                                        memorize individual factoids that require no comprehension of their relevance to
                                        a larger context. We believe that your understanding of the course content and
                                        your recognition of the key concepts will be facilitated by knowing what to look
                                        for in advance. 
                                    As an
                                        additional aid in your comprehension of the course content, FEI may make various
                                        study guides available for the course modules. Your use of the study guides is
                                        optional; completing them is not a requirement for advancement through and
                                        beyond the course. Nevertheless, we advise any subscriber who is undertaking a
                                        serious study of the course content to take advantage of the study
                                        guides. 
                                    4.3.1. Processing of Comprehension Tests.
                                        Upon receipt of your comprehension test, FEI will endeavor to process each test
                                        as quickly as possible to facilitate your most rapid progression through the
                                        syllabus or curriculum. It is FEI’s intention to process all tests within 15 to
                                        30 days after receiving them; however, the period required for processing will
                                        depend on the number of tests submitted and the available FEI staff resources.
                                        In general, we will process the tests in the order in which we receive
                                        them.  
                                    4.3.2. Advancement Per Test Results. The
                                        FEI curriculum is designed as a self-directed course of study. We will not issue
                                        “grades” for the tests. If your test responses indicate a general understanding
                                        of the course material sufficient to qualify for advancement, we will simply
                                        notify you to that effect. No subscriber may advance without FEI’s explicit
                                        written notice of qualification. 
                                    4.3.3. Comprehension Test Answers.  Some comprehension test
                                        questions are simple queries that provide you with the opportunity to articulate
                                        your comprehension of the concepts in the course, in your own words. There aren't
                                        necessarily any "right" or "wrong" answers to such
                                        questions. Rather, they provide FEI with information about how to guide you
                                        toward a better understanding of the course content, either in a comprehensive
                                        support session (section 4.3.4), or in the post-course review session (section
                                        4.3.5).  
                                    Other
                                        questions are designed to query your comprehension of fundamental concepts upon
                                        which much of the remaining course content depends. If you don't understand
                                        those concepts, it's unlikely that you will understand or receive the
                                        maximum value from the remainder of the course, or from subsequent courses for
                                        which it is a prerequisite. As such, those questions do have right and wrong
                                        answers. But be of good cheer; the purpose of those questions is not to "flunk
                                        you" if you answer incorrectly. Because we have designed the questions to
                                        focus on general concepts, it is often the case that there are multiple ways to
                                        answer correctly.  
                                    For
                                        that reason, FEI has prepared a version of each module's test that contains
                                        sample answers to the test questions that require concept-specific answers. FEI
                                            does not require perfect comprehension. Some subscribers have to see the
                                        whole puzzle before they can make sense out of the individual pieces and see how
                                        they fit together. The tests are designed as an indicator of your comprehension
                                        of fundamental principles. Unless your test responses indicate that a
                                        comprehensive support session (see section 4.3.4) would be beneficial, we will
                                        simply notify you that you have qualified for advancement per section 4.3.2 with
                                        a Notice of Qualification message that includes a download link for the test
                                        with sample answers. It will be your responsibility to check your own answers
                                        against the sample answers and ensure that you understand any differences in
                                        principle.  
                                    If you
                                        have questions about your test answers, or the sample test answers, or any other
                                        questions about the course content, please keep a record of those questions. You
                                        will have an opportunity to discuss them with an FEI support associate in the
                                        post-course review session (see section 4.3.5).  
                                    4.3.4. Comprehensive Support Session. In
                                        the event that your test responses indicate that your comprehension of
                                        fundamental principles as described in section 4.3.3 would benefit from
                                        additional clarification, FEI will notify you. You must contact FEI within 15
                                        days following such notification to schedule a comprehensive support session to
                                        discuss the item(s) in question if you wish to qualify for advancement. The
                                        outcome of the support session will determine your qualification for
                                        advancement. FEI reserves the exclusive right to determine each subscriber’s
                                        qualification for advancement, and such determination shall be final and not
                                        subject to dispute by the subscriber. No subscriber may advance without FEI’s
                                        explicit written notice of qualification. 
                                    4.3.5. Post-Course Review Session. If you
                                        complete all modules of the course and submit a complete test for each module,
                                        your tuition includes a post-course review session. The purpose of the review
                                        session is to provide you with an opportunity to discuss any questions you have
                                        accumulated about the test questions for each course module, or the course
                                        content in general. It also provides both you and FEI with an opportunity to
                                        confirm your understanding of concepts addressed in test questions to which your
                                        answers indicated you might need additional clarification not provided by the
                                        tests with sample answers.  
                                    Additionally,
                                        the conference provides both you and FEI with the opportunity to make the
                                        personal connection that is missing from the online course format, especially if
                                        you have not received comprehensive support up to that point.  
                                    4.4. Discontinuation/Cancellation of
                                        Enrollment. You may elect to discontinue your enrollment within the 15-day
                                        period specified in section 4.3.4.  If you fail to contact FEI
                                        to schedule a comprehensive support session or to discontinue your enrollment
                                        within the required 15-day period specified in section 4.3.4, we will cancel
                                        your enrollment. You may still invoke the guarantee within the 30-day period
                                        specified under section 4.5. Please note that cancellation of your subscription
                                        by you or by FEI under any provision of this Agreement does not release you from
                                        the proprietary constraints with regard to FEI’s intellectual property as
                                        specified in sections 3.3 through 3.6. 
                                    4.5. V-50DD Guarantee. If, after hearing every
                                        session of any module of Course V-50DD in its entirety, you do not agree that
                                        the course content in that module was worth your tuition, FEI will refund your
                                        tuition for that module in full, subject to the conditions in paragraphs 4.5.a)
                                        through 4.5.e). 
                                    a) You
                                        must exercise the guarantee by notifying FEI in writing at  support@fei-ajg.com within
                                        30 days or one month of your completion of the last session in the most recently
                                        completed module. 
                                    b) If
                                        you fail to exercise the guarantee as specified in paragraph 4.5.a), the
                                        guarantee shall be null and void, and you unconditionally release FEI from all
                                        further claims by you in connection with your subscription. 
                                    c) Your
                                        payment of the tuition for any subsequent module constitutes a waiver of the
                                        guarantee for the previous module and your de facto agreement that the course
                                        content in the previous module was worth your tuition. In that case, you
                                        unconditionally release FEI from all claims by you in connection with your
                                        subscription to the previous module. 
                                    d)
                                        FEI’s payment of the tuition refund for any module automatically cancels your
                                        enrollment in the course and unconditionally releases FEI from all further
                                        claims by you in connection with your subscription. 
                                    e)
                                        Cancellation of your enrollment under paragraph 4.5.d) unconditionally releases
                                        FEI from any obligation to accept your enrollment in any other FEI
                                        course. 
                                    4.6. V-50DD Support. FEI will provide
                                        technical support for delivery of the course content to all V-50DD subscribers
                                        as specified in sections 3.9 and 3.10. Support for
                                        comprehension of the V-50DD course content is limited to the provisions
                                        specified in sections 4.3 through 4.3.5. It is FEI’s intention to provide
                                        additional support through the FEI website or through other means as the demand
                                        for such support evolves via interaction with V-50DD subscribers. Support for
                                        interpretation for application of the course content is available on an
                                        individual, case-by-case basis for a negotiable consultation fee; however, in
                                        most cases, there is not likely to be a need for application of the V-50DD
                                        course content.  
                                    The
                                        reason why that is true is explained in V-50DD, but until subscribers reach that
                                        point in the course, the simplest explanation is that V-50DD provides only an
                                        overview of the problem and the solution, and does not contain enough
                                        information to enable subscribers to understand the problem or the solution in
                                        sufficient depth to make proper applications of the theory. The in-depth
                                        analysis of the problem is contained in Course V-111DD, and the in-depth
                                        description of the solution is contained in Course V-201DD. On that basis, any
                                        request for consultation services for application of the content of V-50DD is
                                        premature. 
                                    5. ADDITIONAL TERMS APPLICABLE TO COURSE
                                        V-201DD 
                                    (NOTE:
                                        If you are not subscribing to V-201DD, please go to Section 6.) 
                                    For
                                        reasons that are mentioned in V-50DD and covered in depth in V-201DD, certain
                                        contractual terms necessarily apply to the disclosure of the content of those
                                        courses. This Section 5 covers the specific terms applicable to V-201DD
                                        subscribers. 
                                    5.1. V-201DD Course Structure and Tuition
                                        Schedule. V-201DD is a 46-session course plus three workshop sessions,
                                        presented in three modules with a “step sequence” subscription plan. The sequence is
                                        described in section 5.1.1. The tuition schedule is in
                                        section 5.1.2. 
                                    5.1.1. Structure of the Course. The
                                        structure of the three V-201DD modules is as follows: 
                                    •
                                        Module 1: Sessions 1-16, Workshop Session 1 (~54 hours) 
                                    •
                                        Module 2: Sessions 17-33 (~50 hours) 
                                    •
                                        Module 3: Sessions 34-46, Workshop Sessions 2 and 3 (~39 hours) 
                                    Advancement
                                        from each module to the next requires payment of the next module’s tuition and
                                        completion of the applicable ongoing qualification requirements (see section
                                        5.3). 
                                    5.1.2. Tuition Schedule. The tuition
                                        schedule includes discounted fees for graduate repeat enrollments (GRE) and
                                        additional family members (AFM) where one family member has a full subscription.
                                     
                                    
                                        
                                        
                                             | 
                                            Full
                                                Tuition  | 
                                            GRE
                                              | 
                                            AFM
                                              | 
                                         
                                        
                                            Module
                                                1:  | 
                                            $500.00  | 
                                            $310.00  | 
                                            $310.00  | 
                                         
                                        
                                            Module
                                                2:  | 
                                            $500.00  | 
                                            $310.00  | 
                                            $310.00  | 
                                         
                                        
                                            Module
                                                3:  | 
                                            $500.00  | 
                                            $310.00  | 
                                            $310.00  | 
                                         
                                        
                                     
                                     
                                    5.2. Initial Qualification. Prospective
                                        V-201DD subscribers must qualify for enrollment by fulfilling the following
                                        course prerequisites: 
                                    •
                                        Successful completion of V-50DD 
                                    •
                                        Successful completion of V-111DD  
                                    In some
                                        cases the V-50DD or V-111DD prerequisites may be waived by FEI for individuals
                                        who have completed earlier versions (live or tape course presentations) of V-50,
                                        V-111, and V-201, and have consistently demonstrated by their behavior an
                                        ability to apply the principles of the theory to their interactions with others.  
                                    However,
                                        in all cases, qualification for enrollment in V-201DD shall be dependent upon
                                        subscribers’ comprehension of the prerequisite course material, as determined
                                        solely and exclusively by FEI. Additionally, FEI reserves the right to reject
                                        any enrollments by subscriber candidates whom FEI deems unsuitable for
                                        enrollment for any of the causes specified in section 6.2. Such candidates are
                                        disqualified from enrollment in any FEI course.  
                                    5.3. Ongoing Qualification. The ongoing
                                        qualification process for V-201DD is similar to V-50DD (see section 4.3) in its
                                        use of comprehension tests to assist subscribers in ensuring their understanding
                                        of the course material. The test for each module will be available to
                                        subscribers at the beginning of the module for your use as a guide in focusing
                                        your comprehension as you play the course. 
                                     
                                    Each
                                        subscriber will complete three comprehension tests at the following points in
                                        the course: 
                                    • After
                                        Module 1, as qualification for advancement to Module 2 
                                    • After
                                        Module 2, as qualification for advancement to Module 3 
                                    • After
                                        Module 3, as qualification for advancement to any other course with a V-201DD
                                        prerequisite 
                                    Each
                                        test must be completed within 15 days following completion of the last session
                                        in the preceding module before you can move on to the next module. For example,
                                        if you complete Module 1 (Workshop Session 1) on July 14, you must complete the
                                        corresponding test on or before the following July 29. 
                                    5.3.1. Processing of Comprehension Tests.
                                        Upon receipt of your comprehension test, FEI will endeavor to process each test
                                        as quickly as possible to facilitate your most rapid progression through the
                                        syllabus or curriculum. It is FEI’s intention to process all tests within 15 to
                                        30 days after receiving them; however, the period required for processing will
                                        depend on the number of tests submitted and the available FEI staff resources.
                                        In general, we will process the tests in the order in which we receive
                                        them. 
                                    5.3.2. Advancement Per Test Results. The
                                        FEI curriculum is designed as a self-directed course of study. We will not issue
                                        “grades” for the tests. If your test responses indicate a general understanding
                                        of the course material sufficient to qualify for advancement, we will simply
                                        notify you to that effect. No subscriber may advance without FEI’s explicit
                                        written notice of qualification. 
                                    5.3.3. Comprehension Test Answers.  Some comprehension test
                                        questions are simple queries that provide you with the opportunity to articulate
                                        your comprehension of the concepts in the course, in your own words. There aren't
                                        necessarily any "right" or "wrong" answers to such
                                        questions. Rather, they provide FEI with information about how to guide you
                                        toward a better understanding of the course content, either in a comprehensive
                                        support session (section 5.3.4), or in the post-course review session (section
                                        5.3.5).  
                                    Other
                                        questions are designed to query your comprehension of fundamental concepts upon
                                        which much of the remaining course content depends. If you don't understand
                                        those concepts, it's unlikely that you will understand or receive the
                                        maximum value from the remainder of the course, or from subsequent courses for
                                        which it is a prerequisite. As such, those questions do have right and wrong
                                        answers. But be of good cheer; the purpose of those questions is not to "flunk
                                        you" if you answer incorrectly. Because we have designed the questions to
                                        focus on general concepts, it is often the case that there are multiple ways to
                                        answer correctly.  
                                    For
                                        that reason, FEI has prepared a version of each module's test that contains
                                        sample answers to the test questions that require concept-specific answers. FEI
                                            does not require perfect comprehension. Some subscribers have to see the
                                        whole puzzle before they can make sense out of the individual pieces, and see
                                        how they fit together. The tests are designed as an indicator of your
                                        comprehension of fundamental principles. Unless your test responses indicate
                                        that a comprehensive support session (see section 5.3.4) would be beneficial, we
                                        will simply notify you that have qualified for advancement per section 5.3.2
                                        with a Notice of Qualification message that includes a download link for the
                                        test with sample answers. It will be your responsibility to check your own
                                        answers against the sample answers and ensure that you understand any
                                        differences in principle.  
                                    If you
                                        have questions about your test answers, or the sample test answers, or any other
                                        questions about the course content, please keep a record of those questions. You
                                        will have an opportunity to discuss them with an FEI support associate in the
                                        post-course review session (see section 5.3.5).  
                                    5.3.4. Comprehensive Support Session. In
                                        the event that your test responses indicate unsatisfactory comprehension of
                                        fundamental principles as described in section 5.3.3, FEI will notify you. You
                                        must contact FEI within 30 days following such notification to schedule a
                                        comprehensive support session to discuss the item(s) in question if you wish to
                                        qualify for advancement. The outcome of the support session will determine your
                                        qualification for advancement. FEI reserves the exclusive right to determine
                                        each subscriber’s qualification for advancement, and such determination shall be
                                        final and not subject to dispute by the subscriber. No subscriber may advance
                                        without FEI’s explicit written notice of qualification. 
                                    5.3.5. Post-Course Review Session. If you
                                        complete all modules of the course and submit a complete test for each module,
                                        your tuition includes a post-course review session. The purpose of the review
                                        session is to provide you with an opportunity to discuss any questions you have
                                        accumulated about the test questions for each course module, or the course
                                        content in general. It also provides both you and FEI with an opportunity to
                                        confirm your understanding of concepts addressed in test questions to which your
                                        answers indicated you might need additional clarification not provided by the
                                        tests with sample answers.  
                                    Additionally,
                                        the conference provides both you and FEI with the opportunity to make the
                                        personal connection that is missing from the online course format, especially if
                                        you have not received comprehensive support up to that point. 
                                    5.4. Discontinuation/Cancellation of
                                        Enrollment. You may elect to discontinue your enrollment within the 30-day
                                        period specified in section 5.3.4, in which case that same 30-day period shall
                                        constitute the 30-day period in which to invoke the guarantee, as specified
                                        under section 5.5.  If you fail
                                        to contact FEI to schedule a comprehensive support session or to discontinue
                                        your enrollment within the required 30-day period specified in section 5.3.4, we
                                        will cancel your enrollment. You may still invoke the guarantee within that same
                                        30-day period, as specified under section 5.5. Please note that cancellation of
                                        your subscription by you or by FEI under any provision of this Agreement does
                                        not release you from the proprietary constraints with regard to FEI’s
                                        intellectual property as specified in sections 3.3 through 3.6.  
                                    5.5. V-201DD Guarantee. If, after hearing
                                        every session of any module of Course V-50DD in its entirety, you do not agree
                                        that the course content in that module was worth your tuition, FEI will refund
                                        your tuition for that module in full, subject to the conditions in sections
                                        5.5.a) through 5.5.e). 
                                    a) You
                                        must exercise the guarantee by notifying FEI in writing at  support@fei-ajg.com within
                                        30 days of your completion of the last session in the most recently completed
                                        module, or within any of the 30-day periods specified in sections 5.3.1, 5.3.4,
                                        or 5.4 if you choose to exercise the guarantee during the test remediation
                                        process specified in those sections. 
                                    b) If
                                        you fail to exercise the guarantee as specified in section 5.5.a), the guarantee
                                        shall be null and void, and you unconditionally release FEI from all further
                                        claims by you in connection with your subscription. 
                                    c) Your
                                        payment of the tuition for any subsequent module constitutes a waiver of the
                                        guarantee for the previous module and your de facto agreement that the course
                                        content in the previous module was worth your tuition. In that case, you
                                        unconditionally release FEI from all claims by you in connection with your
                                        subscription to the previous module. 
                                    d)
                                        FEI’s payment of the tuition refund for any module automatically cancels your
                                        enrollment in the course and unconditionally releases FEI from all further
                                        claims by you in connection with your subscription. 
                                    e)
                                        Cancellation of your enrollment under paragraph 5.5.d) unconditionally releases
                                        FEI from any obligation to accept your enrollment in any other FEI
                                        course. 
                                    5.6. V-201DD Support. FEI will provide
                                        technical support for delivery of the course content to all V-201DD subscribers
                                        as specified in sections 3.9 and 3.10. Support for comprehension of the course
                                        content is limited to the provisions specified in sections 5.3 through 5.3.5. It
                                        is FEI’s intention to provide additional support through the FEI website or
                                        through other means as the demand for such support
                                        evolves via interaction with V-201DD subscribers. Support for interpretation and
                                        application of the course content is available on an individual, case-by-case
                                        basis for a negotiable consultation fee. 
                                    5.7. V-201DD Proprietary Notice. In addition
                                        to the proprietary terms specified in sections 3.4 through 3.6, Course V-201DD
                                        carries its own “proprietary notice” terms, which are covered in Module 1,
                                        Session 3A of the course, and are included here for reference as follows:
                                     
                                    “A
                                        number of new and revolutionary concepts of business corporation structures,
                                        operational procedures, accounting procedures, and new types of business with
                                        entirely new purposes are disclosed in course V-201. 
                                    “It is
                                        understood that these are being disclosed to the enrolled members of the class
                                        for the express purpose of encouraging the practical utilization of these ideas
                                        as soon as possible. 
                                    “However,
                                        because these new concepts represent proprietary innovations of the author of
                                        the course, they are subject to negotiated usage* by satisfactory graduates of
                                        the course.” 
                                    *NOTE:
                                        The term “negotiated usage” refers to the requirement for NRD licensed usage as
                                        specified in section 3.6. The term “satisfactory graduates” means those who, in
                                        the sole opinion of FEI, are qualified to contract for usage. 
                                    6. TERM AND TERMINATION. 
                                    6.1. Term. 
                                        This Agreement and the License granted under this Agreement become effective
                                        when you agree to this Agreement by clicking on the “I AGREE” button below, or
                                        on the “I AGREE” option when it is presented by the FEI Player application.  Unless sooner terminated as
                                        set forth in Section 6.2 below, the Agreement shall continue in effect
                                        throughout the period of your paid subscription, except as stipulated in
                                        paragraphs 6.1.1 through 6.1.3. 
                                    6.1.1. Term of Software and Content Use
                                        Provisions. The provisions that pertain to your use of the software and
                                        content and the associated copyright, ownership and licensure rights, as
                                        specified in sections 3.1 through 3.6, shall apply as an irrevocable condition,
                                        irrespective of the term, termination, or cancellation of your
                                        subscription. 
                                    6.1.2. Term of Guarantee.  The term of this Agreement
                                        specified in section 6.1 shall not include any guarantee period specified or
                                        referenced in section 3.13. 
                                    6.1.3. Extension by Agreement.  The term of this Agreement may
                                        be extended by FEI under certain circumstances that FEI may specify at its sole
                                        option, provided such extension shall work to the mutual benefit of FEI and
                                        subscriber. 
                                    6.2. Termination for Cause.  This software License will
                                        terminate automatically if you fail to comply with any of the terms of this
                                        Agreement, including but not limited to, payment of any amounts due under this
                                        Agreement. Additional terms governing FEI’s termination of your course
                                        subscription for cause are specified in sections 6.2.1 and 6.2.2. 
                                    6.2.1.FEI reserves the right to terminate
                                        the subscription of any subscriber or reject the enrollment of any prospective
                                        subscriber (where applicable) for any of the following causes: 
                                    a)
                                        Violation of any of the provisions in sections 3.4, 3.5.3, or 3.6, or violation
                                        of any of the proprietary rights of FEI specified, covered, referenced, or
                                        implied in those sections 
                                    b)
                                        Violation of any of the other terms of this Agreement 
                                    c) Any
                                        action by subscriber that FEI, in its sole judgment, deems to be hostile,
                                        antagonistic, provocative, uncooperative, slanderous, libelous, defamatory, or
                                        that interferes with property 
                                    d) Any
                                        case wherein subscriber knowingly or unknowingly makes false statements
                                        (especially about FEI or AJGNET) in public or in private, violates any law,
                                        breaches any uncoerced agreement, or exceeds the authority or rights of
                                        subscriber as defined by this Agreement 
                                    e) Any
                                        action by subscriber that imposes demands upon FEI for correspondence or
                                        communication with subscriber in matters not related to the delivery of an
                                        online course or the administration of subscriber’s online course subscription;
                                        such demands include but are not limited to correspondence or communication with
                                        subscriber regarding changes in the course content, format, or
                                        configuration. 
                                    f) Any
                                        direct, indirect, or implied threat against FEI or any of its staff or other
                                        subscribers, as interpreted solely by FEI 
                                    g) Any
                                        case wherein subscriber has purchased, promoted, or otherwise provided market
                                        support for any unauthorized disclosure of AJG’s ideas, whether printed, oral,
                                        electronic, audio-visual, or by any other means of publication or disclosure
                                        without the explicit authorization of FEI or AJGNET  
                                    h) Any
                                        actions by subscriber that constitute violations of any of the principles
                                        contained in any portion of any version of Courses V-50 or V-201 or their
                                        predecessor courses that FEI or AJG has disclosed to subscriber, irrespective of
                                        the method, format, or time of disclosure 
                                    NOTE: The                                                                                    principles referenced in paragraph                                                                                    6.2.1.h are fundamental statements                                                                                    of the same principles that                                                                                    underlie the proprietary terms                                                                                    already stated in this Agreement.                                                                                    However, FEI does not expect any                                                                                    subscriber to agree to comply with                                                                                    principles he/she has not yet                                                                                    heard. Therefore, paragraph                                                                                    6.2.1.h) applies specifically to                                                                                    actions by subscribers who have                                                                                    received disclosure of those                                                                                    principles.
                                     
                                    6.2.2.In the event of termination for
                                        cause:  
                                    a) FEI
                                        will refund any pro-rata portion of the tuition paid for sessions of the course
                                        not yet played in whole or in part by subscriber. 
                                    b)
                                        Subscriber will forfeit any right to invoke any applicable guarantee for
                                        sessions already heard by subscriber. 
                                    c)
                                        FEI’s payment of the refund shall constitute a full release of FEI from all
                                        claims by subscriber under this Agreement, independent of the concurrence of
                                        subscriber at the time of termination. 
                                    d)
                                        Termination for cause by FEI under any provision of this Agreement does not
                                        release subscriber from the proprietary constraints with regard to FEI’s
                                        intellectual property as specified in sections 3.3 through 3.6. 
                                    6.3. Rights on Termination.  Licensor has and reserves all
                                        rights and remedies that it has by operation of law or otherwise to enjoin the
                                        unlawful or unauthorized use of the Software, including the withholding of
                                        access codes necessary to operate the Software upon termination of this
                                        Agreement.  On termination, you
                                        must cease using the Software, and promptly destroy all copies in your
                                        possession. 
                                    7. WARRANTIES, DISCLAIMER, AND LIMITATIONS.
                                     
                                    7.1. Warranty.  Licensor warrants that it is the
                                        owner of the Software or has the right to grant the license described in this
                                        Agreement without violating the rights of any third party.  Any media delivered in
                                        connection with this Agreement containing the Software shall be free from
                                        defects for a period of thirty (30) days from the date of the purchase of the
                                        Software, provided that this warranty does not cover defects in such media due
                                        to user’s misuse, or an accident subsequent to delivery. 
                                    7.2. Disclaimer.  THE SOFTWARE IS PROVIDED AND
                                        LICENSED “AS-IS” AND WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, ORAL OR
                                        WRITTEN, INCLUDING, WITHOUT LIMITATION: (a) ANY WARRANTY THAT THE SOFTWARE IS
                                        ERROR-FREE, WILL OPERATE WITHOUT INTERRUPTION, OR IS COMPATIBLE WITH ALL
                                        EQUIPMENT AND SOFTWARE CONFIGURATIONS; (b) ANY AND ALL IMPLIED WARRANTIES OF
                                        MERCHANTABILITY; (c) ANY AND ALL WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE;
                                        AND (d) ANY AND ALL WARRANTIES OF NONINFRINGEMENT.  YOU ASSUME THE ENTIRE RISK
                                        AS TO THE QUALITY AND PERFORMANCE OF THE SOFTWARE.  SHOULD THE SOFTWARE PROVE
                                        DEFECTIVE, YOU ASSUME THE ENTIRE RISK OR COST ASSOCIATED WITH SUCH DEFECT AND
                                        ANY SERVICE AND REPAIR. 
                                    7.3. Limitation of Liability.  TO THE MAXIMUM EXTENT ALLOWED BY
                                        LAW, LICENSOR IS NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR
                                        CONSEQUENTIAL DAMAGES, INCLUDING THE LOSS OF PROFITS, REVENUE, DATA, OR USE OR
                                        COST OF PROCUREMENT OF SUBSTITUTE GOODS INCURRED BY YOU OR ANY THIRD PARTY,
                                        WHETHER IN AN ACTION IN CONTRACT OR TORT OR BASED ON A WARRANTY, EVEN IF
                                        LICENSOR OR ANY OTHER PERSON HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH
                                        DAMAGES.  LICENSOR’S LIABILITY
                                        FOR DAMAGES UNDER THIS AGREEMENT SHALL NOT EXCEED THE AMOUNTS ACTUALLY PAID BY
                                        YOU TO LICENSOR UNDER THIS AGREEMENT. 
                                    8. EXPORT CONTROLS AND RESTRICTED RIGHTS.
                                     
                                    8.1. Export Controls.  None of the Software or
                                        underlying information or technology may be downloaded, exported or re-exported
                                        into any country to which the United States has embargoed goods, or to anyone on
                                        the U.S. Treasury Department’s list of Specially Designated Nationals or the
                                        U.S. Commerce Department’s Table of Deny Orders.  By entering into this
                                        Agreement (by clicking the “I AGREE” option below), you are agreeing to the
                                        foregoing and you are representing and warranting that you are not a national or
                                        resident of, or located in or under the control of, any country subject to such
                                        export controls.  
                                    8.2. Restricted Rights.  The Software is provided with
                                        Restricted Rights.  Use,
                                        duplication, or disclosure by the U.S. Government is subject to restrictions as
                                        set forth in subparagraph (c)(1) of the Commercial Computer Software –
                                        Restricted Rights clause at FAR 52.227-19, subparagraph (c)(1)(ii) of The Rights
                                        in Technical Data and Computer Software clause at DFARS 252.227-7013, or
                                        subparagraph (d) of the Commercial Computer Software – Licensing at NASA FAR
                                        supplement 16-52.227-86, or their equivalent, as applicable. 
                                    9. DISPUTES. All disputes under this Agreement
                                        shall be subject to resolution via binding arbitration pursuant to the rules of
                                        the American Arbitration Association.  
                                    10. MISCELLANEOUS.   
                                    10.1. Complete Agreement. This agreement
                                        represents the complete agreement between the parties concerning the Software
                                        and this License, and supersedes any and all prior agreements or
                                        representations.   
                                    10.2. Amendments. This Agreement may be
                                        amended by FEI at its sole discretion without consulting you; however, you shall
                                        not be bound by any proposed amendments unless you agree to the amended
                                        Agreement in full. If you do not agree, you must notify FEI in writing before
                                        you login to your user account and play any portion of any session of any course
                                        in which you are enrolled under the amended Agreement. In that case, FEI will
                                        cancel your subscription and refund a pro-rata portion of the tuition for any
                                        sessions you have not played in whole or in part for any course(s) in which you
                                        are enrolled. FEI’s payment of the refund unconditionally releases FEI from all
                                        further claims by you in connection with your subscription. 
                                    10.3. Acceptance. If you already have paid
                                        your tuition before accepting this Agreement and before playing any session of
                                        any course and if, after reading this Agreement you do not accept it, then FEI
                                        will cancel your enrollment and refund your tuition in full. 
                                    10.4. Enforceability. As taught in Courses
                                        V-50 and V-201, “contract enforcement” is an oxymoronic term in rational and
                                        moral systems of volitional interaction; however, the state imposes its own
                                        jurisdictional imperatives that private contracts have only limited ability to
                                        supersede. Therefore, the Agreement must accommodate certain state requirements
                                        as to its “enforceability”. If any provision of this Agreement is held to be
                                        unenforceable for any reason, such provision shall be reformed only to the
                                        extent necessary to make it enforceable. 
                                        This Agreement shall be governed by and construed under California law as if
                                        this agreement had been entered into between California residents and fully
                                        performed within California. 
                                    10.5. Transfer of Rights and Obligations.
                                        You may not assign, sublicense, or transfer your rights or delegate your
                                        obligations under this Agreement without Licensor’s and FEI’s prior written
                                        consent.  This Agreement shall
                                        be binding upon the successors and assigns of the parties to this
                                        Agreement.  Nothing in this
                                        Agreement shall be deemed to create an employer-employee, principal-agent,
                                        partnership, or joint venture relationship. 
                                        Neither party shall have the authority to enter into any contracts on behalf of
                                        the other party.  In the event
                                        of any dispute between the parties arising out of this Agreement, the prevailing
                                        party shall be entitled, in addition to any other rights and remedies it may
                                        have, to recover its reasonable attorney’s fees and costs. 
                                    11. AGREEMENT. 
                                        By clicking on the “I AGREE” option below, you agree to the above terms.
                                     
                                       
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